by John Evans | Feb 19, 2014 | Mortgage Tips
When you are purchasing a home, your broker may recommend you obtain a mortgage pre-approval before you find the home of your dreams. There are some benefits to being pre-approved before you find a home, but oftentimes, people confuse pre-qualifications with...
by John Evans | Feb 18, 2014 | Mortgage Rates
Last week’s economic news was dominated by the first address by the new Fed chairperson, Janet Yellen. Tuesday’s news included the Jobs Openings report for December 2013, which matched November’s reading of 4.0 million jobs available. This...
by John Evans | Feb 14, 2014 | Homebuyer Tips
In your imagination it seems like a great idea – you purchase an older run-down property and you have the chance to fix it up and turn it into the home of your dreams. To Renovate, Or Not To Renovate However, the renovation project that is simply a quick montage...
by John Evans | Feb 14, 2014 | Homebuyer Tips
In your imagination it seems like a great idea – you purchase an older run-down property and you have the chance to fix it up and turn it into the home of your dreams. To Renovate, Or Not To Renovate However, the renovation project that is simply a quick montage...
by John Evans | Feb 13, 2014 | Homebuyer Tips
Oftentimes, when you are searching for a new home, it may seem obtaining a pre-approval for your mortgage loan is a waste of time and energy. However, there are some significant benefits to a pre-approval which should not be overlooked. In many cases, buyers can use a...
by John Evans | Feb 12, 2014 | Home Mortgage Tips
Like credit cards or car loans, some mortgages allow borrowers to have co-signers on the loan with them, enhancing their loan application. However, a co-signer on a mortgage loan doesn’t have the same impact that it might on another loan. Furthermore, it poses...
by John Evans | Feb 11, 2014 | Home Mortgage Tips
Before applying for a mortgage, borrowers need to build a plan for how they are going to manage their credit both going into the mortgage process and as they navigate through it. Lenders like to know that borrowers have a strong likelihood of repaying the loans they...
by John Evans | Feb 10, 2014 | Mortgage Rates
Residential Construction Spending Up Last week’s mortgage and housing-related reports began with Construction Spending for December, with a reading of 0.10 percent or a seasonally adjusted $930.5 billion. December’s reading fell short of an expected...
by John Evans | Feb 7, 2014 | Around The Home
If the temperature in your home is too hot at night, then you can’t sleep. If it’s too cold during the day, then you have to wear excessive layers. Everyone has his or her own idea of the ideal temperature, but to keep it on that perfect number can get...
by John Evans | Feb 6, 2014 | Homebuyer Tips
Generally when you are purchasing a home, you are buying below the appraised value and you are making a down payment. The good news is this means you have “instant equity” in your home. For some homeowners, this means may be considering taking cash-out...
