by John Evans | Mar 19, 2014 | Mortgage News
So you are thinking of refinancing? Well you are in luck because I have 4 quick and important questions you should ask yourself before doing so. 1) Do I Have Enough Equity To Get A Mortgage? To get a conventional loan, you will usually need to have at least 20 percent...
by John Evans | Mar 17, 2014 | Mortgage News
Last week’s economic reports provided rays of light as compared to the recent slump in positive economic news. Unusually severe winter weather conditions affected housing-related indicators as home builders and home buyers stayed on the sidelines. With spring on...
by John Evans | Mar 14, 2014 | Mortgage News
You’re ready to make some changes to your home, but you want to be smart with your money and see a positive return on your investment. While most homeowners don’t see that return until they sell their home, you can start seeing the benefits now through...
by John Evans | Mar 13, 2014 | Mortgage News
Being a homeowner is exciting. It can be financially rewarding, too. Unfortunately, it can also put you in a tough legal position. Between the complexities of owning a house, having to deal with lenders and the risk that comes from owning something valuable, keeping...
by John Evans | Mar 13, 2014 | Mortgage News
Being a homeowner is exciting. It can be financially rewarding, too. Unfortunately, it can also put you in a tough legal position. Between the complexities of owning a house, having to deal with lenders and the risk that comes from owning something valuable, keeping...
by John Evans | Mar 12, 2014 | Mortgage News
Getting a mortgage isn’t an easy thing to do. Before a lender will put down tens of hundreds of thousands of dollars, it wants to know that the borrower can handle the loan so that it will get paid back. to this end, there are three things that a potential...
by John Evans | Mar 11, 2014 | Mortgage News
When you visit your lender to get a mortgage for your home, they will tell you the maximum amount that you are allowed to borrow. But how do they reach this total and what factors do they take into consideration? How do they determine that one borrower can take on a...
by John Evans | Mar 10, 2014 | Mortgage News
Last week’s economic news included construction spending and the CoreLogic Home Price Index for January. Reports for February included ADP Employment, Non-Farm Payrolls and national unemployment data. The Federal Reserve’s Beige Book report and...
by John Evans | Mar 7, 2014 | Mortgage News
Getting a home loan can be a challenging process, and a finicky one. Qualifying can be challenging and once a buyer gets approved, it can be surprisingly easy to derail the process. Here are some mistakes to be avoided: Not Pre-Checking Credit Once a borrower makes...
by John Evans | Mar 7, 2014 | Mortgage News
There is a fine line between adding color to your home décor and using too much color, so that you feel like you are living inside a rainbow. A little bit of color will add a lot of fun and interest to your home design, but too much color can be overwhelming....
