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FOMC Minutes: Low Inflation Rates Won’t Delay Rate Hikes

by John Evans | Jan 8, 2015 | Market Outlook

The minutes of the Fed’s Federal Open Market Committee (FOMC) indicate that Fed policymakers aren’t concerned about low inflation rates as an obstacle to raising the target federal funds rate. The national inflation rate was 1.50 percent for the 13 months...

It’s 2015! Get a Jump on Your Payments with Our Quick Guide to Paying Your Mortgage off Sooner

by John Evans | Jan 7, 2015 | Home Mortgage Tips

With the start of the New Year, it’s common to set new resolutions. While there are many goals that are worthwhile, paying off your mortgage as soon as possible can significantly improve your financial position and is a great goal to aim for. With that in mind,...

FICO Scores: How Does Your FICO Score Impact Your Mortgage? Let’s Take a Look

by John Evans | Jan 6, 2015 | Home Mortgage Tips

Homeowner’s insurance is an incredibly valuable and beneficial policy for homeowners to have, but it is necessary to understand what traditional policies do and do not cover. Once you familiarize yourself with the intricacies of various plans you will be better...

What’s Ahead For Mortgage Rates This Week – January 5, 2015

by John Evans | Jan 5, 2015 | Market Outlook

Case-Shiller reported that home prices hit their lowest pace in two years. According to the Case-Shiller 20-City Home Price Index for October, home prices fell in 10 cities, rose in eight cities and were unchanged in two cities. In other news, pending home sales...

Let There Be Light! 3 Easy Ways to Make over a Room by Adding New Light Fixtures

by John Evans | Jan 2, 2015 | Around The Home

Light is an important design element that can be used to influence your interior decor in a number of ways. In fact, you can experience a major transformative change on the overall style and ambiance of a room by making a few simple lighting changes. Consider how...

Looking for Luxury? How to Upsize Your Next Home Without Upsizing Your Costs

by John Evans | Dec 31, 2014 | Home Buyer Tips

Size matters when you are buying a new home. Whether you plan to expand your family, need more room for your stuff, or are concerned with resale value, you want to get the most space for your money. Also, if you want to add a feel of luxury to your home, one of the...

You Ask, We Answer: What is Private Mortgage Insurance or ‘PMI’ and How Does It Work?

by John Evans | Dec 30, 2014 | Home Mortgage Tips

For many homeowners, their mortgage payment contains more than just principal and interest. A little something called PMI could be representing a significant portion of that payment, and it’s important for home buyers to understand this cost. What Is PMI? PMI...

What’s Ahead For Mortgage Rates This Week – December 29, 2014

by John Evans | Dec 29, 2014 | Market Outlook

Last week’s economic news included several housing related reports. Housing markets continue to cool as November reports on existing and new home sales fell below expectations. New Jobless claims were lower than expected by 10,000 claims. The details: Existing...

Existing Home Sales Dip to Lowest Level since May

by John Evans | Dec 24, 2014 | Market Outlook

The National Association of Realtors® reported that sales of existing homes dropped to a seasonally-adjusted annual rate of 4.93 million as compared to expectations of a 5.18 million existing homes sold. Projections were based on October’s reading of 5.25...

Are You Applying for a Reverse Mortgage? Here Are 3 Considerations You’ll Need to Make

by John Evans | Dec 23, 2014 | Home Mortgage Tips

If you’re a homeowner who is looking to tap in to the home equity that you’ve spent years building you may be interested in a “reverse mortgage” or “home equity conversion mortgage”. While these unique financial tools aren’t...
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