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House Hunting? Watch for These 5 Red Flags when Viewing Potential New Homes

by John Evans | Jul 16, 2015 | Home Buyer Tips

From the sales price to the general layout of the building, there are numerous factors that buyers will consider when touring homes. While there are specific factors that buyers may be searching for in a new house, there are also a few warning signs that home buyers...

Mortgage 101: 3 Reasons to Avoid Giving Wrong Information on Your Mortgage Application

by John Evans | Jul 15, 2015 | Home Mortgage Tips

A mortgage application is typically several pages in length, and it requires you to provide a considerable amount of information about your personal, professional and financial life. Some mortgage applicants may not have access to all of the information when...

3 Reasons Why Your Closing Costs Will Vary Depending on the Type of Home You Buy

by John Evans | Jul 14, 2015 | Home Buyer Tips

Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment, but the closing costs as well. The closing costs can account for as much as three to five percent of...

What’s Ahead For Mortgage Rates This Week – July 13, 2015

by John Evans | Jul 13, 2015 | Market Outlook

Last week’s scheduled economic events were few due to the Independence Day holiday. Freddie Mac’s weekly survey of mortgage rates brought good news as mortgage rates fell across the board. The Federal Reserve released the minutes of its most recent Federal...

Dealing with the Summer Heat? How to Keep Your Home Cool Without Using a Ton of Energy

by John Evans | Jul 10, 2015 | Around The Home

Many people look forward to the long, relaxed, sunny days of summer, but they also dread opening up their energy bills throughout the summer months. Cooling a home can be costly, and many are searching for convenient ways to lower cooling costs without sacrificing on...

The Pros and Cons of Paying Your Mortgage Bi-weekly Vs. Monthly

by John Evans | Jul 9, 2015 | Home Mortgage Tips

When applying for a new mortgage or after closing, many may have the option to choose between a single monthly mortgage payment or smaller bi-weekly payments. There are benefits and drawbacks associated with both options, and some personal financial considerations may...

Let’s Talk Hardwood: Why Converting Your Home to Hardwood Flooring Will Boost Its Value

by John Evans | Jul 8, 2015 | Home Seller Tips

When a homeowner makes the decision to upgrade flooring in one area of the home or throughout the entire space, there are numerous materials that may be considered. While each material option has its unique benefits and advantages, many are drawn to hardwood flooring...

Start with the Basics: How to Create a Budget to Determine How Much Mortgage You Can Afford

by John Evans | Jul 7, 2015 | Home Mortgage Tips

A mortgage is typically one of the biggest monthly payments and financial responsibilities that a person is responsible for. Mortgage payments usually impact the person’s budget significantly for several decades or longer. While there are mortgage calculators...

What’s Ahead For Mortgage Rates This Week – July 6, 2015

by John Evans | Jul 6, 2015 | Market Outlook

Last week’s housing-related economic events included the Case-Shiller Home Price Index reports for April, the Commerce Department’s Pending Home Sales report and a report on Construction Spending. In other economic news, Non-Farm Payrolls, the ADP...

3 Reasons Why the Lowest Mortgage Interest Rate Isn’t Always Your Best Option

by John Evans | Jul 2, 2015 | Mortgage Rates

One of the more common methods that home loan applicants use to find the best loan program available is to compare interest rates, but choosing the lowest rate possible is not always the best option available. In fact, in some cases, it may be one of the least...
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