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Five Required Mortgage Closing Costs – And A Few Tips On How To Minimize Them

by John Evans | Aug 13, 2015 | Home Mortgage Tips

Mortgages are expensive, and closing costs only add to the financial burden that homebuyers face. But with a little knowledge, you can pinpoint places to save on your mortgage closing costs and keep more money in your pocket. When you’re negotiating your next...

Real Estate Terminology 101: What Exactly Is A “Buyer’s Market”?

by John Evans | Aug 12, 2015 | Real Estate Tips

If you’ve been following the real estate and mortgage industry for any length of time, you’ve probably heard the phrase “buyer’s market” at some point. And although the meaning may seem apparent, it takes some study to understand what...

Will Missing Mortgage Payments Impact My FICO Score? Yes – and Here’s How

by John Evans | Aug 11, 2015 | Home Mortgage Tips

If you’re like most homeowners, you probably believe that one missed mortgage payment won’t have a noticeable impact on your FICO score. People get behind now and then, and besides, you’ve been faithfully making payments on time for years. How bad...

What’s Ahead For Mortgage Rates This Week – August 10, 2015

by John Evans | Aug 10, 2015 | Market Outlook

This week’s scheduled economic news includes reports on construction spending, a survey of senior loan officers, and reports on labor markets including ADP private sector jobs, the federal government’s reports on non-farm payrolls, core inflation and the...

Tiny, but Cozy: 3 Ways to Furnish Small Spaces to Make Them Feel Much Larger

by John Evans | Aug 7, 2015 | Around The Home

When decorating a small space, there is a general desire to make the space look and feel larger than it is while also meeting basic functional needs in the room. For example, there may be a need to accommodate seating for a number of people in a living room, but there...

3 Closing Costs That Most Buyers Forget to Factor in and What You Can Expect to Pay

by John Evans | Aug 6, 2015 | Home Buyer Tips

If you’re in the process of buying a home, you probably have your deposit and monthly mortgage charges in a spreadsheet, along with a chart of your other expenses and your monthly income. But when it comes to buying a home, there are lots of different costs that...

The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford

by John Evans | Aug 5, 2015 | Home Mortgage Tips, Personal Finance

If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as...

A Guide for Those Intrested In Refinancing a Traditional Mortgage to a FHA Mortgage

by John Evans | Aug 4, 2015 | Home Mortgage Tips

Refinancing a mortgage can provide a homeowner with many benefits, and some may be interested in refinancing their traditional mortgage into an FHA mortgage to take advantage of low interest rates. Depending on the specific circumstances, this step may lower the...

What’s Ahead For Mortgage Rates This Week – August 3, 2015

by John Evans | Aug 3, 2015 | Market Outlook

Last week’s scheduled economic reports included the Case-Shiller 20 and 20-City Index reports, pending home sales data released by the National Association of Realtors® and the scheduled post-meeting statement of the Federal Reserve’s Federal Open...

First-time Home Buyers: Why Splurging for a Larger Home Beats Condo Living

by John Evans | Jul 31, 2015 | Home Buyer Tips

Some first-time home buyers are on a tight budget when making their real estate purchase, and there may be an inclination by many to purchase a smaller property, such as a condo, rather than the home they truly want. While there may be some initial financial benefit...
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