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Looking Ahead: How to Ensure That You Are Taking Full Advantage of Mortgage Tax Credits

by John Evans | Sep 24, 2015 | Home Mortgage Tips

One of the major benefits to purchasing a home with a mortgage are the tax credits that can be taken advantage of when April 15 comes around. Many homeowners are unaware of what mortgage related expenses can be deducted and, more importantly, which ones can no longer...

Critical Documents That You’ll Need to Have Ready Before Applying for a Mortgage

by John Evans | Sep 22, 2015 | Home Mortgage Tips

If not done properly, applying for a mortgage can be stressful and time consuming, but with the right preparation the entire process can be seamless. Here are some crucial pieces of information that almost any lender will require before approving a mortgage. Tax...

First-Time Home Buyer? 3 Budgeting Tips to Help Make Your Mortgage Payments Easier

by John Evans | Sep 17, 2015 | Home Mortgage Tips

Buying a new home is an exciting time, but excitement can easily turn to stress if there isn’t enough money to pay the monthly mortgage bill. The added expense can take some time to get used to, but there are ways to make the payments easier, especially in those...

The Quick and Easy Guide to Understanding the Math Behind Your Mortgage Closing Costs

by John Evans | Sep 15, 2015 | Home Mortgage Tips

It’s amazing that in a year with extremely low mortgage rates being reported around the country, closing costs are up by as much as 6% from the previous year. Part of the reason for this is that the stricter regulations on loans have increased the costs to...

What is HARP 2.0 And How Do I Know If I Qualify To Refinance With It

by John Evans | Sep 11, 2015 | Home Mortgage Tips

If you’re looking for home refinancing options, you may have had difficulty in the past – especially if you owe more than your home’s value on your mortgage. Getting refinancing consumes much of your home equity, which is in short supply for people...

A Step-by-step Guide to Preparing Your Finances for the Mortgage Pre-approval Process

by John Evans | Sep 9, 2015 | Home Mortgage Tips

Being pre-approved for a mortgage isn’t just a way to get a step ahead, in many cases it’s a necessity to buying a home. Many sellers don’t want to go through the negotiation process of selling their home only to have the buyer drop out when they...
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