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5 Steps Towards a Better Credit Score You Can Take Today

by John Evans | Mar 23, 2016 | Home Mortgage Tips

When it comes to finding the best mortgage, your credit score is a major determinant as to the kinds of rates and conditions you can get. Lenders quite understandably want to manage their risk. But for a number of potential homeowners, these practices and policies can...

Retiring Soon? Learn How a Reverse Mortgage Can Add to Your Retirement Security

by John Evans | Mar 22, 2016 | Home Mortgage Tips

If you’re nearing retirement, you’re likely starting to think about your savings and retirement plan and how you can ensure a financially secure retirement. With your peak income-earning years largely behind you, you’ll need to work with what you...

Understanding Mortgage Tax Benefits and How They Save You Money in the Long Run

by John Evans | Mar 16, 2016 | Home Mortgage Tips

If you’re considering whether home ownership is the right decision for you, there are lots of different factors you’ll want to take into account. Do you want to keep moving around, or are you ready to lay down roots in a community? Are you prepared for the...

The Pros and Cons of A Fixed Rate Second Mortgage vs. Opening a Home Equity Line of Credit

by John Evans | Mar 8, 2016 | Home Mortgage Tips

When it comes to a mortgage and the financial stability of your home, there’s no such thing as too much you can know in the case of keeping your biggest investment safe. If you’re looking at paying off debt and are considering using the equity in your...

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…

by John Evans | Mar 3, 2016 | Home Mortgage Tips

Credit is of considerable concern when it comes to buying a home, but if you’re on the market for a new place in the next few months there may be some timely news that applies to you. If you haven’t heard about the changes to the Federal Housing...

4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account

by John Evans | Mar 2, 2016 | Home Mortgage Tips

Buying a home involves a variety of nuances and strange-sounding terms, and one of the least understood aspects of the home buying process is the escrow account. Essentially, an escrow account is a third party bank account your lender can require you to pay into in...
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